Set your reward flight free - sooner than you think**

Boarding Bonus Earn a 60,000 Virgin Points Boarding Bonus when you open an account between 2/18/25-3/31/25 and spend $3,000 in the first 90 days.

Earn more Virgin Points - on everything Turn everyday spending into rewards and benefits. Earn 3 Virgin Points per $1 spent on Virgin Atlantic, Virgin Hotels and Virgin Voyages. Earn 2 Virgin Points per $1 spent at grocery stores, on dining out, select streaming services and EV charging. Earn 1 Virgin Point per $1 spent on everything else, where Mastercard is accepted.

Personal Perks Spend $15,000 in a year to choose one Personal Perk, or $30,000 to choose two, including a Flying Club reward voucher for a cabin upgrade or companion seat.

^{*The Virgin Red Rewards Mastercard is only available to applicants 18 or older who have an address in the United States. This communication is exempt from the general restriction under section 21 of the Financial Services and Markets Act 2000 (FSMA) on the communication of invitations or inducements to engage in investment activity on the grounds that it is made or directed only at persons outside the UK and within the USA.}
 

^{**Subject to credit approval. See Credit Rewards Terms for details:
· BOARDING BONUS: Limit one offer per accountholder. When you open a Virgin Red Rewards Card 2/18/25 – 3/31/25 and make net eligible purchases (purchases minus returns and adjustments) of $3,000 or more within 90 days of account opening you will earn 60,000 Bonus Points. To receive points, your card must be successfully linked to your Virgin Red account and your credit card account must be open, in good standing and not delinquent. Although you may see Bonus Points post in separate increments of 40,000 and 20,000, if earned, all Bonus Points will post to your account within 60 days.}

^{· REWARD POINTS: Earn 3 Virgin Points per $1 spent on purchases made with Virgin Voyages, Virgin Hotels, and Virgin Atlantic. Earn 2 Virgin Points per $1 spent on purchases at dining establishments, grocery stores and for Electric Vehicle (EV) charging. Earn 1 Virgin Point per $1 spent on everything else, anywhere Mastercard is accepted. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify. EV Charging Stations do not include merchants of Parking Lots, Parking Meters and Parking Garages.}

^{· ANNUAL FEE and NO FOREIGN TRANSACTION FEE: New Accounts as of 1/1/25: Variable Purchase APR 20.49%, 24.49% or 28.49%. Variable Bal Trans APR 20.49%, 24.49% or 28.49% and 5% Fee ($5 min). Variable Cash APR 30.49% and 5% Fee ($10 min). Variable Penalty APR 30.49%, 34.49% or 38.49%. Min Interest Charge $2. Annual Fee $99.} 

^{· PERSONAL PERKS: Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails.}

^{***Reward seats are subject to availability. Points are based on the standard season price for 2 x Economy Classic return tickets between New York and London. Taxes, fees and surcharges are payable separately.}

^{Virgin Points are earned and spent via Virgin Red Limited in accordance with the Virgin Red Reward Program Terms. We manage your data in accordance with the Virgin Red Limited Privacy Policy. You can get hold of us by emailing membersupport@virgin.com or by post at Virgin Red Limited, Whitfield Studios, 50A Charlotte St, London, W1T 2NS. Registered in England and Wales with Company No 11490861.}

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^{This card is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.}

^{Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.}

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