*The Virgin Red Rewards Mastercard is only available to applicants 18 or older who have an address in the United States. This communication is exempt from the general restriction under section 21 of the Financial Services and Markets Act 2000 (FSMA) on the communication of invitations or inducements to engage in investment activity on the grounds that it is made or directed only at persons outside the UK and within the USA.

† Subject to credit approval. See Credit Rewards Terms for details: 
 
· BOARDING BONUS: Limit one offer per accountholder. Eligible net purchases (purchases minus returns and adjustments) of $3,000 or more must be made within 90 days of account opening. To receive points, your Virgin Red Rewards card must be successfully linked to your Virgin Red account and your credit card account must be open, in good standing and not delinquent. If earned, points will post to your Virgin Red account within 1-2 billing cycles. See Credit Rewards Terms for details.

· REWARD POINTS: We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify. EV Charging Stations do not include merchants of Parking Lots, Parking Meters and Parking Garages. 
 
· PERSONAL PERKS & VIRGIN HOTEL BENEFIT: Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails.

· ANNIVERSARY BOOST: In each year that the Virgin Red Rewards Mastercard Account is renewed, the Primary Accountholder will earn a bonus of 5,000 points, which will post to your Rewards Program Account within 1-2 Statement Periods provided your Rewards Program Account is open and in good standing. 

· AUTHORIZED USER: The primary cardholder will be liable for all purchases made on the account, including those made by an authorized user. 

· NO FOREIGN TRANSACTION FEE: New Accounts as of 1/1/25: Variable Purchase APR 20.49%, 24.49% or 28.49%. Variable Bal Trans APR 20.49%, 24.49% or 28.49% and 5% Fee ($5 min). Variable Cash APR 30.49% and 5% Fee ($10 min). Variable Penalty APR 30.49%, 34.49% or 38.49%. Min Interest Charge $2. Annual Fee $99.  

 
** The price of reward seats is variable and will be displayed at the time of booking. Seats at Saver price points are subject to availability and will not necessarily be available in every cabin or on every flight. Taxes, fees and carrier-imposed surcharges apply, which will vary according to choice of cabin, departure airport, destination and date(s) of travel. The price of reward seats is variable and will be displayed at the time of booking. Seats at Saver price points are subject to availability and will not necessarily be available in every cabin or on every flight. Full Flying Club Terms & Conditions  apply. Virgin Atlantic Flying Club membership required to book reward seats.   
 
© Virgin Red Limited 2024. Virgin and the Virgin Signature logo are registered trademarks of Virgin Enterprises Limited and are used under license. 
 
Virgin Atlantic Airways Limited is an appointed representative of Product Partnerships Limited (FRN: 626349) and acts as a credit broker, not a lender.  Virgin Atlantic Airways Limited receives a fee for successful card applications. Please contact us if you would like further information. 
 
You can get hold of us by emailing membersupport@virgin.com or by post at Virgin Atlantic Airways Limited, The VHQ, Fleming Way, Crawley, West Sussex, RH10 9DF. Registered in England and Wales with Company No 01600117. 
 
This card is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. 
 
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. 
 
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.