Set your reward flight free - sooner than you think**

Boarding Bonus Get a generous 40,000 Virgin Points as a welcome from us when you spend $3,000 in your first 90 days. That’s enough to hop from New York to London*** and back.

Earn more Virgin Points - on everything Turn everyday spending into rewards and benefits. Earn 3 Virgin Points per $1 spent on Virgin Atlantic, Virgin Hotels and Virgin Voyages. Earn 2 Virgin Points per $1 spent at grocery stores, on dining out, select streaming services and EV charging. Earn 1 Virgin Point per $1 spent on everything else, where Mastercard is accepted.

Personal Perks Spend $15,000 in a year to choose one Personal Perk, or $30,000 to choose two, including a Flying Club reward voucher for a cabin upgrade or companion seat.

_{Terms
*The Virgin Red Rewards Mastercard is only available to Virgin Red members 18 or older who have an address based in the 50 United States or D.C. This communication is exempt from the general restriction under section 21 of the Financial Services and Markets Act 2000 (FSMA) on the communication of invitations or inducements to engage in investment activity on the grounds that it is made or directed only at persons outside the UK and within the USA. This communication must not be acted upon by any persons in the UK.}

_{**Subject to credit approval. Terms apply:}  

• _{Boarding Bonus: Limit one offer per accountholder. Eligible net purchases (purchases minus returns and adjustments) of $3,000 or more must be made within 90 days of account opening. To receive points, your Virgin Red Rewards card must be successfully linked to your Virgin Red account and your credit card account must be open, in good standing and not delinquent. If earned, points will post to your Virgin Red account within 1-2 billing cycles. See Credit Rewards Terms for details.}
• _{Reward Points: See Credit Rewards Terms for details. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify. EV Charging Stations do not include merchants of Parking Lots, Parking Meters and Parking Garages.}
• _{Personal Perks & Virgin Hotel Benefit: See Credit Rewards Terms for details. Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails.}
• _{Tier Points: See Credit Rewards Terms for details.}
• _{Anniversary Points Boost: In each year that the Virgin Red Rewards Mastercard Account is renewed, the Primary Accountholder will earn a bonus of 5,000 points, which will post to your Rewards Program Account within 1-2 Statement Periods provided your Rewards Program Account is open and in good standing.}
• _{Additional Cardholder Bonus: The primary cardholder will be liable for all purchases made on the account, including those made by an authorized user. See Credit Rewards Terms for details.}
• _{No Foreign Transaction Fee: See Credit Card Terms for details.} 

_{***Reward seats are subject to availability. Points based on standard season prices for a return flight for two in Economy. Subject to availability. Taxes, fees and carrier-imposed surcharges apply to reward flights and upgrades, Virgin Atlantic Flying Club membership required and Virgin Atlantic Flying Club terms and conditions apply.}

<sub>Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails.
 
This card is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.</sub>