Love travel? Same here. So imagine that for every trip you booked, you earn points to spend on another. Now imagine the same thing happened when you paid for your weekly shop or morning coffee.

Our Reward and Reward+ Credit Cards are your passport to reaching reward flights, upgrades and more. Every time you use your card*, you'll earn Virgin Points to put towards your next adventure. And if you apply for a Reward+ card, you'll earn 18,000 points on your first purchase. With new Saver reward seats starting from just 6,000 points, that could be a reward trip straight in the bag. 

And since Virgin Points never expire, you can store them safely in your account until they are ready to be unleashed.

* Points cap applies based on credit limit. 

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Take off with a Virgin Atlantic Reward+ Credit Card

  • 18,000 Virgin Points on your first purchase.

  • Use your points for any Virgin Atlantic seat you like.**

  • Spend £10,000 in a year to earn a Flying Club rewards voucher to use on companion flights or
    upgrades. Terms apply.**

  • Earn 1.5 Virgin Points for every £1 spent on card purchases. Terms and restrictions apply. 

  • Earn 3 points for every £1 spent with Virgin Atlantic or Virgin Holidays. Terms and restrictions apply. 

  • £160 annual fee.

** When redeeming points or vouchers for flights, points cost varies based on destination and demand. Taxes, fees and carrier-imposed surcharges payable separately.

 

Choose the best card for your travel wallet 

Virgin Atlantic Reward+ Credit Card

  • 18,000 bonus Virgin Points if you make a purchase using your Reward+ Credit Card in the first 90 days. There’s no minimum spend.

  • Use your points for any Virgin Atlantic seat you like, with prices that vary just like money. 

  • Spend £10,000 in a year to earn a Flying Club rewards voucher to use on companion flights or upgrades. Terms apply.

  • Earn 1.5 Virgin Points for every £1 spent on everyday card purchases. Terms and restrictions apply. 

  • Earn 3 points for every £1 spent with Virgin Atlantic or Virgin Holidays. Terms and restrictions apply. 

  • £160 annual fee 

 

Representative example:

  • Purchase rate: 26.9% p.a.(variable) on card purchases.

  • Equivalent to: 69.7% APR representative (variable)

  • Based on a credit limit of: £1,200

  • £160 annual fee

Credit is available subject to status, only to UK residents aged 18+


 

Check eligibility

Virgin Atlantic Reward Credit Card

  • 3,000 bonus Virgin Points if you make a purchase using your Reward Credit Card in the first 90 days. There’s no minimum spend.

  • Use your points on any Virgin Atlantic seat you like, with prices that vary just like money. 

  • Spend £20,000 in a year to earn a Flying Club rewards voucher to use on companion flights or upgrades. Terms apply.

  • Earn 0.75 Virgin Points for every £1 spent on everyday card purchases. Terms and restrictions apply. 

  • Earn 1.5 points for every £1 spent with Virgin Atlantic or Virgin Holidays. Terms and restrictions apply. 

  • No annual fee  

     

Representative example:

  • Purchase rate: 26.9% p.a.(variable) on card purchases.

  • Equivalent to: 26.9% APR representative (variable)

  • Based on a credit limit of: £1,200

  • No annual fee 

Credit is available subject to status, only to UK residents aged 18+


 

Check eligibility

Signing up is easy.

Whether you’re new to us or have a card with us already, you’ll need to apply. We’ll let you know instantly if your application is approved, and pop your new card in the post within a few days.

Then you’re all set. You can start earning points towards your next adventure straight away.

Already have a card with us?

Clever sausage. Log in now to manage your account. 

Log in here

Scrolley finger at the ready - here comes the small print

These Virgin Atlantic Reward Credit Card Flying Club Terms are between you and us. We are Virgin Atlantic Airways Limited (registered in England at The VHQ, Fleming Way, Crawley, West Sussex RH10 9DF).  The Flying Club terms and conditions also apply. 
 

These terms apply to new cardholders from 30th Sept 2024 and existing cardholders from the 30th Oct 2024. 
 

Earning Virgin Atlantic Reward Credit Card Points  

  1. We’ll give you 3,000 bonus Virgin Points if you make a purchase using your Reward Credit Card in the first 90 days.  There’s no minimum spend. 

  2. You’ll earn 0.75 Virgin Points for every £1 you spend on card purchases.  You won’t earn Virgin Points on cash advances, balance transfers, money transfers, interest or fees. 

  3. You’ll earn 1.5 Virgin Points for every £1 you spend directly with Virgin Atlantic or Virgin Holidays excluding purchases of Virgin Points.   

  4. There’s a cap on the Virgin Points you can earn each month based on your credit limit.  So if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month.  If you spend more than that, you won’t earn points on that bit.  We’ll reset the counter every month on the date of your credit card statement.  The cap doesn’t apply to bonus points. 

  5. To benefit from the points earned on the Virgin Atlantic Reward Credit Card you need to be a member of the Virgin Atlantic Flying Club. You will also need to link your membership number to your credit card. You can join Virgin Atlantic Flying Club here. We’ll add your points to your Flying Club account every month within 5 days of your credit card statement date. You’ll get any bonus points in the month after you’ve earned them. 

Earning Virgin Atlantic Reward Credit Card Flying Club Tier Rewards 

  1. If you spend £20,000 or more on card purchases over 12 months, you’ll earn a Flying Club reward voucher. You can only earn one voucher every 12 months. The 12 months resets on each anniversary of the date your Virgin Atlantic Reward Credit Card account was opened. 

  2. The value of reward you earn depends on your Flying Club tier status when you redeem the voucher.  

  3. If you are a Red tier member, your voucher can be redeemed for an upgrade or companion seat up to the value of 75,000 Virgin Points. 

  4. If you are a Silver or Gold tier member, your voucher can redeemed for an upgrade or companion seat up to the value of 150,000 Virgin Points.  
     

Vouchers are redeemed in full when used for upgrades or companion seats less than the voucher value, but for any redemption over the value of the voucher, the remaining balance can be funded with additional points.  

Your voucher value depends on your tier status when you redeem the voucher not when you earned it, so if you are a Red tier member when you earned the voucher but move to Silver it will be worth up to 150,000 Virgin Points when you redeem it.  

  1. Vouchers can only be redeemed on bookings for Virgin Atlantic operated flights and for; 

Either a Round Trip Companion Reward Seat. Take one person with you in a reward seat up to the points value of the voucher.
 
Or a Round Trip Cabin Upgrade. Upgrade a booked seat into a reward seat in any higher cabin up to the points value of the voucher. 

  1. The reward will automatically be added to your Flying Club account within 30 days of earning it. It’ll be ready to spend as soon as it has been added. 

  2. If you want to use your voucher, ring the Virgin Atlantic Flying Club contact centre on 0344 209 2722 to book. 

  3. You can spend your reward for up to 24 months from the date it’s issued. That means you have to have booked your flights and taken the outbound flight within those 24 months. You can take the return journey afterwards. 

  4. Further terms & conditions apply to voucher redemptions, please visit Flying Club Terms and Conditions | Virgin Atlantic.   

 

You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due, or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. 

When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction. 

You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank plc. 

Credit is available, subject to status, only to UK residents aged 18 or over. 

Calls are charged at your service provider’s prevailing rate and may be monitored and recorded. 

The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

Virgin Money adheres to the Standard of Lending Practice which are monitored and enforced by the Lending Standards Board: www.lendingstandardsboard.org.uk

Your copy of the Statement of Lender and Borrower Responsibilities

These Virgin Atlantic Reward+ Credit Card Flying Club Terms are between you and us.  We are Virgin Atlantic Airways Limited (registered in England at The VHQ, Fleming Way, Crawley, West Sussex RH10 9DF).  The Flying Club terms and conditions also apply.
 

These terms apply to new cardholders from 30th Sept 2024 and existing cardholders from the 30th Oct 2024.
 

Earning Virgin Atlantic Reward+ Credit Card Points 

  1. We’ll give you 18,000 bonus Virgin Points if you make a purchase using your Reward+ Credit Card in the first 90 days.  There’s no minimum spend.

  2. You’ll earn 1.5 Virgin Points for every £1 you spend on card purchases.  You won’t earn Virgin Points on cash advances, balance transfers, money transfers, interest or fees.

  3. You’ll earn 3 Virgin Points for every £1 you spend directly with Virgin Atlantic or Virgin Holidays excluding purchases of Virgin Points.  

  4. There’s a cap on the Virgin Points you can earn each month based on your credit limit.  So if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month.  If you spend more than that, you won’t earn points on that bit.  We’ll reset the counter every month on the date of your credit card statement.  The cap doesn’t apply to bonus points.

  5. To benefit from the points earned on the Virgin Atlantic Reward+ Credit Card you need to be a member of the Virgin Atlantic Flying Club. You will also need to link your membership number to your credit card. You can join Virgin Atlantic Flying Club here. We’ll add your points to your Flying Club account every month within 5 days of your credit card statement date. You’ll get any bonus points in the month after you’ve earned them.

     

Earning Virgin Atlantic Reward+ Credit Card Flying Club Tier Rewards

  1. If you spend £10,000 or more on card purchases over 12 months, you’ll earn a Flying Club reward voucher. You can only earn one voucher every 12 months. The 12 months resets on each anniversary of the date your Virgin Atlantic Reward+ Credit Card account was opened

  2. The value of reward you earn depends on your Flying Club tier status when you redeem the voucher.  

  • If you are a Red tier member, your voucher can redeemed for an upgrade or companion seat up to the value of 75,000 Virgin Points.

  • If you are a Silver or Gold tier member, your voucher can redeemed for an upgrade or companion seat up to the value of 150,000 Virgin Points 

  • Vouchers are redeemed in full when used for upgrades or companion seats less than the voucher value, but for any redemption over the value of the voucher, the remaining balance can be funded with additional points. 

Your voucher value depends on your tier status when you redeem the voucher not when you earnt it, so if you are a Red tier member when you earnt the voucher but move to Silver it will be worth up to 150,000 points when you redeem it.  

  1. Vouchers can only be redeemed on bookings for Virgin Atlantic operated flights for; 
    Either a Round Trip Companion Reward Seat. Take one person with you in a reward seat up to the points value of the voucher. 
    Or a Round Trip Cabin Upgrade. Upgrade a booked seat into a reward seat in any higher cabin up to the points value of the voucher.

You’ll still need to pay any taxes, fees and surcharges. If the value of your reward seat is higher than the value of your voucher, then additional points will be required to pay for the difference. Upgrades cannot be applied to Economy Light bookings.

  1. The reward will automatically be added to your Flying Club account within 30 days of earning it. It’ll be ready to spend as soon as it has been added.

  2. If you want to use your voucher, ring the Virgin Atlantic Flying Club contact centre on 0344 209 2722 to book. 

  3. You can spend your reward for up to 24 months from the date it’s issued. That means you have to have booked your flights and taken the outbound flight within those 24 months. You can take the return journey afterwards. 

  4. Further terms & conditions apply to voucher redemptions, please visit Flying Club Terms and Conditions | Virgin Atlantic.  

You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due, or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period.

When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank plc.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.

The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Virgin Money adheres to the Standard of Lending Practice which are monitored and enforced by the Lending Standards Board: www.lendingstandardsboard.org.uk

Your copy of the Statement of Lender and Borrower Responsibilities