So, where next?
when you spend $4,000 in your first 90 days* of new account opening.
The best of Virgin never ends with the Virgin Red Rewards Mastercard®†
The Virgin Red Rewards Mastercard®† pools together Virgin Atlantic, Virgin Voyages, and Virgin Hotels into one infinitely rewarding credit card. Designed for travel lovers, this card helps turn everyday spending into extraordinary adventures.
You’ll earn 3 Virgin Points for every $1 you spend with Virgin Atlantic, Virgin Hotels, and Virgin Voyages. Additionally, you’ll earn 2 Virgin Points for every $1 spent at grocery stores, dining out, popular streaming services, and when charging your electric vehicle. You'll also earn 1 Virgin Point for every $1 spent on all other purchases, anywhere Mastercard is accepted*.
Plus, if you spend $4,000 within the first 90 days of opening a new account, you’ll earn 60,000 Virgin Points*—enough for a reward flight*** and just the start of your travel possibilities.
Apply now and make every journey infinitely rewarding.
Terms apply. Only available to applicants aged 18 or older who have an address in the United States†. Virgin Atlantic Airways Limited is an appointed representative of Product Partnerships Limited (FRN: 626349) and acts as a credit broker, not a lender.
Get a generous 60,000 Virgin Points as a welcome from us when you spend $4,000 in your first 90 days of opening a new account. That’s enough to hop from New York to London*** and back.
Earn 3 Virgin Points for every $1 spent with Virgin Atlantic, Virgin Hotels, and Virgin Voyages, plus 1 Virgin Point for every $1 spent on all other purchases where Mastercard is accepted.
Spend $15,000 in a year to choose one Personal Perk, or $30,000 to choose two, including a Flying Club reward voucher for a cabin upgrade or companion seat.
Love going places? Us too. So here’s a thought: what if every tap, swipe and spend - from your Monday flat white to your Friday night takeaway - helped fund your next escape?
With the Virgin Atlantic Reward and Reward+ Credit Cards, you’ll earn Virgin Points every time* you use your card. That’s points towards reward flights, seat upgrades and snacks at 35,000 feet.
From 1st September to 13th October 2025, we’re going full-on generous. Meet the required card spend in your first 90 days and we’ll top up your welcome bonus faster than you can say “boarding pass”.
Reward+ Credit Card: Get a whopping 36,000 Virgin Points – that’s 18,000 points with your first purchase. Plus, an extra 18,000 on top when you spend £3,000 in the first 90 days of opening your credit card.
With Saver reward seats starting from just 6,000 points - your next adventure could be closer than you think. And because Virgin Points never expire, you can save them up guilt-free 'til the perfect trip pops up.
* - Points cap applies based on credit limit
18,000 Virgin Points on your first purchase, plus another 18,000 if you spend £3,000 in the first 90 days when you apply before 13th October 2025.
Earn 1.5 Virgin Points for every £1 spent on card purchases. Terms and restrictions apply.
Use your points for any Virgin Atlantic seat you like.**
Spend £10,000 in a year to earn a Flying Club rewards voucher to use on companion flights or upgrades. Terms apply.**
Earn 3 points for every £1 spent with Virgin Atlantic or Virgin Holidays. Terms and restrictions apply.
£160 annual fee.
1 return in Economy to Los Angeles starting from 18,000 points
2 returns in Economy to New York starting from 24,000 points
2 returns in Economy to Boston starting from 24,000 points
All from London Heathrow, all made possible with Virgin Points. Go on, treat yourself.
** When redeeming points or vouchers for flights, points cost varies based on destination and demand. Taxes, fees and carrier-imposed surcharges payable separately.
18,000 bonus Virgin Points if you make a purchase using your Reward+ Credit Card in the first 90 days. There’s no minimum spend.
Apply before the 13th October & earn an extra 18,000 Virgin Points when you spend £3,000 in the first 90 days.
Spend £10,000 in a year to earn a Flying Club rewards voucher to use on companion flights or upgrades. Terms apply.
Earn 1.5 Virgin Points for every £1 spent on everyday card purchases. Terms and restrictions apply.
Earn 3 points for every £1 spent with Virgin Atlantic or Virgin Holidays. Terms and restrictions apply.
£160 annual fee
Representative example:
Purchase rate: 26.9% p.a.(variable) on card purchases.
Equivalent to: 69.7% APR representative (variable)
Based on a credit limit of: £1,200
£160 annual fee
Credit is available subject to status, only to UK residents aged 18+
3,000 bonus Virgin Points if you make a purchase using your Reward Credit Card in the first 90 days. There’s no minimum spend.
Apply before the 13th October & earn an extra 3,000 Virgin Points when you spend £1,000 in the first 90 days.
Spend £20,000 in a year to earn a Flying Club rewards voucher to use on companion flights or upgrades. Terms apply.
Earn 0.75 Virgin Points for every £1 spent on everyday card purchases. Terms and restrictions apply.
Earn 1.5 points for every £1 spent with Virgin Atlantic or Virgin Holidays. Terms and restrictions apply.
No annual fee
Representative example:
Purchase rate: 26.9% p.a.(variable) on card purchases.
Equivalent to: 26.9% APR representative (variable)
Based on a credit limit of: £1,200
No annual fee
Credit is available subject to status, only to UK residents aged 18+
Virgin Atlantic Airways Ltd is an appointed representative of Clydesdale Bank PLC. The Virgin Atlantic Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money).
Whether you’re new to us or have a card with us already, you’ll need to apply. We’ll let you know instantly if your application is approved, and pop your new card in the post within a few days.
Then you’re all set. You can start earning points towards your next adventure straight away.
Virgin Atlantic Reward Credit Card Terms & Conditions
These Virgin Atlantic Reward Credit Card Flying Club Terms are between you and us. We are Virgin Atlantic Airways Limited (registered in England at The VHQ, Fleming Way, Crawley, West Sussex RH10 9DF). The Flying Club terms and conditions also apply.
These terms apply to new cardholders from 30th Sept 2024 and existing cardholders from the 30th Oct 2024.
Earning Virgin Atlantic Reward Credit Card Points
We’ll give you 3,000 bonus Virgin Points if you make a purchase using your Reward Credit Card in the first 90 days. There’s no minimum spend.
You’ll earn 0.75 Virgin Points for every £1 you spend on card purchases. You won’t earn Virgin Points on cash advances, balance transfers, money transfers, interest or fees.
You’ll earn 1.5 Virgin Points for every £1 you spend directly with Virgin Atlantic or Virgin Holidays excluding purchases of Virgin Points.
There’s a cap on the Virgin Points you can earn each month based on your credit limit. So if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, you won’t earn points on that bit. We’ll reset the counter every month on the date of your credit card statement. The cap doesn’t apply to bonus points.
To benefit from the points earned on the Virgin Atlantic Reward Credit Card you need to be a member of the Virgin Atlantic Flying Club. You will also need to link your membership number to your credit card. You can join Virgin Atlantic Flying Club here. We’ll add your points to your Flying Club account every month within 5 days of your credit card statement date. You’ll get any bonus points in the month after you’ve earned them.
Earning Virgin Atlantic Reward Credit Card Flying Club Tier Rewards
If you spend £20,000 or more on card purchases over 12 months, you’ll earn a Flying Club reward voucher. You can only earn one voucher every 12 months. The 12 months resets on each anniversary of the date your Virgin Atlantic Reward Credit Card account was opened.
The value of reward you earn depends on your Flying Club tier status when you redeem the voucher.
If you are a Red tier member, your voucher can be redeemed for an upgrade or companion seat up to the value of 75,000 Virgin Points.
If you are a Silver or Gold tier member, your voucher can redeemed for an upgrade or companion seat up to the value of 150,000 Virgin Points.
Vouchers are redeemed in full when used for upgrades or companion seats less than the voucher value, but for any redemption over the value of the voucher, the remaining balance can be funded with additional points.
Your voucher value depends on your tier status when you redeem the voucher not when you earned it, so if you are a Red tier member when you earned the voucher but move to Silver it will be worth up to 150,000 Virgin Points when you redeem it.
Vouchers can only be redeemed on bookings for Virgin Atlantic operated flights and for;
Either a Round Trip Companion Reward Seat. Take one person with you in a reward seat up to the points value of the voucher.
Or a Round Trip Cabin Upgrade. Upgrade a booked seat into a reward seat in any higher cabin up to the points value of the voucher.
The reward will automatically be added to your Flying Club account within 30 days of earning it. It’ll be ready to spend as soon as it has been added.
If you want to use your voucher, ring the Virgin Atlantic Flying Club contact centre on 0344 209 2722 to book.
You can spend your reward for up to 24 months from the date it’s issued. That means you have to have booked your flights and taken the outbound flight within those 24 months. You can take the return journey afterwards.
Further terms & conditions apply to voucher redemptions, please visit Flying Club Terms and Conditions | Virgin Atlantic.
You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due, or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period.
When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.
You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank plc.
Credit is available, subject to status, only to UK residents aged 18 or over.
Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.
The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Virgin Atlantic Reward+ Credit Card Terms & Conditions
These Virgin Atlantic Reward+ Credit Card Flying Club Terms are between you and us. We are Virgin Atlantic Airways Limited (registered in England at The VHQ, Fleming Way, Crawley, West Sussex RH10 9DF). The Flying Club terms and conditions also apply.
These terms apply to new cardholders from 30th Sept 2024 and existing cardholders from the 30th Oct 2024.
Earning Virgin Atlantic Reward+ Credit Card Points
We’ll give you 18,000 bonus Virgin Points if you make a purchase using your Reward+ Credit Card in the first 90 days. There’s no minimum spend.
You’ll earn 1.5 Virgin Points for every £1 you spend on card purchases. You won’t earn Virgin Points on cash advances, balance transfers, money transfers, interest or fees.
You’ll earn 3 Virgin Points for every £1 you spend directly with Virgin Atlantic or Virgin Holidays excluding purchases of Virgin Points.
There’s a cap on the Virgin Points you can earn each month based on your credit limit. So if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, you won’t earn points on that bit. We’ll reset the counter every month on the date of your credit card statement. The cap doesn’t apply to bonus points.
To benefit from the points earned on the Virgin Atlantic Reward+ Credit Card you need to be a member of the Virgin Atlantic Flying Club. You will also need to link your membership number to your credit card. You can join Virgin Atlantic Flying Club here. We’ll add your points to your Flying Club account every month within 5 days of your credit card statement date. You’ll get any bonus points in the month after you’ve earned them.
Earning Virgin Atlantic Reward+ Credit Card Flying Club Tier Rewards
If you spend £10,000 or more on card purchases over 12 months, you’ll earn a Flying Club reward voucher. You can only earn one voucher every 12 months. The 12 months resets on each anniversary of the date your Virgin Atlantic Reward+ Credit Card account was opened
The value of reward you earn depends on your Flying Club tier status when you redeem the voucher.
If you are a Red tier member, your voucher can redeemed for an upgrade or companion seat up to the value of 75,000 Virgin Points.
If you are a Silver or Gold tier member, your voucher can redeemed for an upgrade or companion seat up to the value of 150,000 Virgin Points
Vouchers are redeemed in full when used for upgrades or companion seats less than the voucher value, but for any redemption over the value of the voucher, the remaining balance can be funded with additional points.
Your voucher value depends on your tier status when you redeem the voucher not when you earnt it, so if you are a Red tier member when you earnt the voucher but move to Silver it will be worth up to 150,000 points when you redeem it.
Vouchers can only be redeemed on bookings for Virgin Atlantic operated flights for;
Either a Round Trip Companion Reward Seat. Take one person with you in a reward seat up to the points value of the voucher.
Or a Round Trip Cabin Upgrade. Upgrade a booked seat into a reward seat in any higher cabin up to the points value of the voucher.
You’ll still need to pay any taxes, fees and surcharges. If the value of your reward seat is higher than the value of your voucher, then additional points will be required to pay for the difference. Upgrades cannot be applied to Economy Light bookings.
The reward will automatically be added to your Flying Club account within 30 days of earning it. It’ll be ready to spend as soon as it has been added.
If you want to use your voucher, ring the Virgin Atlantic Flying Club contact centre on 0344 209 2722 to book.
You can spend your reward for up to 24 months from the date it’s issued. That means you have to have booked your flights and taken the outbound flight within those 24 months. You can take the return journey afterwards.
Further terms & conditions apply to voucher redemptions, please visit Flying Club Terms and Conditions | Virgin Atlantic.
You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due, or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period.
When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.
You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank plc.
Credit is available, subject to status, only to UK residents aged 18 or over.
Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.
The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due, or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period.
When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.
You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank plc.
Credit is available, subject to status, only to UK residents aged 18 or over.
Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.
The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
With Virgin Atlantic Flying Club reward voucher
with Virgin Hotels
With Virgin Voyages
Your card can give you extra Tier Points every month. Earn 25 points for $2,500 in qualifying spend per month, up to 50 Tier Points per month.
No more flip-flopping between credit cards for the best deal. We’ll give you 5,000 Virgin Points every year – just for staying onboard.
We'll reward you with 2,500 Virgin Points each time you add an extra card for a loved one, up to 10,000 Virgin Points.
Popping overseas? You’re free to travel with no foreign transaction fees.
Book two nights and get your third night free at participating Virgin Hotels, once a year.
If you have questions about your statement, need assistance with direct debits, or experience any issues with using the card, please contact Synchrony Bank at 1-866-664-0945. For international, please get in touch with 1-937-534-3668.
For help with missing Virgin Points or Tier Points, please contact Virgin Red at membersupport@red.virgin.com.
Terms and conditions
†The Virgin Red Rewards Mastercard is only available to applicants 18 or older who have an address in the United States. This communication is exempt from the general restriction under section 21 of the Financial Services and Markets Act 2000 (FSMA) on the communication of invitations or inducements to engage in investment activity on the grounds that it is made or directed only at persons outside the UK and within the USA.
*Subject to credit approval. See Credit Rewards Terms for details:
· BOARDING BONUS: Limit one offer per account holder. Eligible net purchases (purchases minus returns and adjustments) of $4,000 or more must be made within 90 days of new account opening. To receive points, your Virgin Red Rewards card must be successfully linked to your Virgin Red account and your credit card account must be open, in good standing and not delinquent. If earned, points will post to your Virgin Red account within 1-2 billing cycles. We reserve the right to discontinue or alter this offer at any time.
· REWARD POINTS: We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify. EV Charging Stations do not include merchants of Parking Lots, Parking Meters and Parking Garages.
· PERSONAL PERKS & VIRGIN HOTEL BENEFIT: Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails.
· ANNIVERSARY BOOST: In each year that the Virgin Red Rewards Mastercard Account is renewed, the Primary Accountholder will earn a bonus of 5,000 points, which will post to your Rewards Program Account within 1-2 Statement Periods provided your Rewards Program Account is open and in good standing.
· AUTHORIZED USER: The primary cardholder will be liable for all purchases made on the account, including those made by an authorized user.
· ANNUAL FEE and NO FOREIGN TRANSACTION FEE: Click here to see rates/fees.
*** The price of reward seats is variable and will be displayed at the time of booking. Seats at Saver price points are subject to availability and will not necessarily be available in every cabin or on every flight. Taxes, fees and carrier-imposed surcharges apply, which will vary according to choice of cabin, departure airport, destination and date(s) of travel. The price of reward seats is variable and will be displayed at the time of booking. Seats at Saver price points are subject to availability and will not necessarily be available in every cabin or on every flight. Full Flying Club Terms & Conditions apply. Virgin Atlantic Flying Club membership required to book reward seats.
© Virgin Red Limited 2024. Virgin and the Virgin Signature logo are registered trademarks of Virgin Enterprises Limited and are used under license.
Virgin Atlantic Airways Limited is an appointed representative of Product Partnerships Limited (FRN: 626349) and acts as a credit broker, not a lender. Virgin Atlantic Airways Limited receives a fee for successful card applications. Please contact us if you would like further information.
You can get hold of us by emailing membersupport@virgin.com or by post at Virgin Atlantic Airways Limited, The VHQ, Fleming Way, Crawley, West Sussex, RH10 9DF. Registered in England and Wales with Company No 01600117.
This card is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.